Superannuation and tax
Information about employer superannuation contributions, personal contributions and tax
Superannuation is money set aside for your retirement. It is an important component of your remuneration as a SA public sector employee. For more information on superannuation, see the Moneysmart website.Back to top
Can I choose my superannuation fund?
Choice of superannuation is coming soon. Contact your HR unit for more information.Back to top
Employer Superannuation contributions
Your superannuable salary is equal to your base salary plus any approved allowances. Any ordinary time allowances received which are not superannuable still count towards your employer meeting superannuation guarantee requirements for employer contributions to your fund.
Superannuation guarantee requirements are determined by the Federal Government and are the minimum amount of superannuation contributions an employer must pay, currently 10% of ordinary time earnings.
Ordinary time earnings are generally salary plus all allowances which are not reimbursing expenses and exclude any earnings (including allowances) related to overtime. However, overtime that is regularly rostered is included as income.
Unless a specific enterprise agreement or award states otherwise, employers are required to pay a set rate of superannuation into each employee's super fund.
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Salary Sacrifice (reportable super)
Employees can request to deduct extra super from their pre-tax income, this will be paid into their super fund. This is called salary sacrifice and it gives the employee tax and retirement income benefits.Back to top
Tax deducted from your Pay
The ATO provides tax tables to assist you to understand how much to tax is withheld from your pay.